Some kids don’t like water. Some refuses to take a bath. Well, not really refuse it but, they just don’t like water. Period.

It’s different for Vera. She hates going OUT of the water. She cries after taking a bath because she doesn’t want to get out of her tub or the planggana. Actually, she doesn’t want to be rinsed. She knows she’s about to finish when her yaya (nanny) is about to rinse her. That’s how much she loves the water.

She loves swimming, she loves the beach, she loves the water. Looking forward to summer 2008!

It’s the season to be jolly. Yes, eight days before Christmas. Are you done shopping for gifts for the parents, the in-laws, the hubby, the baby, cousins, nieces and nephews? O, don’t forget your godchild/godchildren, they might drop by. *grins*

This is the season to be jolly. Lots of sales, bargains and of course, buyers! When buying for presents, do you allot a budget or just buy anything you think they will like? When did you start buying for presents?

For those who are employed (specifically here in our country) gets a mandatory 13th month pay from the employer a month before Christmas. It’s different from a Christmas bonus and if you are one of the lucky people whose employer area generous and gives Christmas bonuses, then good for you. You may have enough money for the season. Some, of which I know, receives their 13th month pay in gives (sad but true). They have an option to get it on May instead of November (in time for school opening on June, for tuition fees you know).

Now a days, cash advance or payday loans can be availed thru banks, credit cards and even online. The advantage of payday loan is that you get the option of having money when you need it most. You don’t need to wait for the 15th or the 30th to have cash. Good news, right? Well, as technology gets better, options gets wider.